If you received a Lumico Life Insurance Company / Elips Life Insurance Company data breach notification letter, you may be entitled to financial compensation through a class action lawsuit — at no cost to you.
According to the Hawaii Attorney General filing, the following types of personal information were compromised in the Lumico Life Insurance Company / Elips Life Insurance Company data breach:
Each type of exposed data strengthens your legal claim. Courts have consistently recognized that the unauthorized disclosure of this information constitutes actionable harm.
Lumico Life Insurance Company and Elips Life Insurance Company appear to be insurance providers specializing in life and related coverage products for consumers. As financial and insurance institutions, they typically collect and store sensitive personal information such as names, dates of birth, Social Security numbers, policy numbers, and financial account details in order to process applications and manage claims. This security incident was officially reported to the Hawaii Attorney General in 2023. Individuals whose information may have been compromised should have received a formal data breach notification letter in the mail outlining the nature of the event. If you received one of these letters, it means your personal data was involved, and you should review the guidance provided to protect your financial and personal identity.
According to the official Hawaii Attorney General filing, the compromised information included: Name, Date of Birth, Social Security Number, Policy Number, Financial Account Information, Address, Contact Information. Each category of exposed data creates distinct legal risks for affected individuals and supports separate bases for legal claims.
By law, Lumico Life Insurance Company / Elips Life Insurance Company was required to notify all individuals whose data may have been exposed. If you received a Lumico Life Insurance Company / Elips Life Insurance Company data breach notification letter, that letter is official confirmation that your personal information was part of this breach — it is not a scam.
You do not need to prove you were financially harmed to qualify. Courts have recognized that the exposure of personal data itself constitutes actionable harm. You may qualify if any of the following apply:
You received a data breach notification letter from Lumico Life Insurance Company / Elips Life Insurance Company
You were a customer, patient, employee, or client of Lumico Life Insurance Company / Elips Life Insurance Company
Your personal information was stored in Lumico Life Insurance Company / Elips Life Insurance Company's systems
Your Social Security number or driver's license number was exposed
Your financial account, credit card, or banking information was disclosed
You reside in the United States (all 50 states eligible)
Companies that suffer a data breach are legally required to notify affected individuals by mail. If you received a notification letter from Lumico Life Insurance Company / Elips Life Insurance Company, it means your personal information — such as your name, Social Security number, financial data, or health records — was exposed in this breach.
Receiving that letter gives you legal standing to pursue compensation. You do not need to prove financial harm to file a claim — courts have recognized that the exposure of personal data itself is a violation of your rights.
Take these steps immediately to protect yourself and preserve your right to compensation.
Your Lumico Life Insurance Company / Elips Life Insurance Company data breach notification letter is legal evidence. Store it in a safe place — physical and digital copies. It establishes that you were affected by this breach and strengthens your claim for compensation.
Lumico Life Insurance Company / Elips Life Insurance Company is typically required to offer free credit monitoring to affected individuals. Check your notification letter for enrollment instructions and use all offered services — they help detect fraud early and document harm.
Contact Equifax, Experian, and TransUnion to place a free credit freeze. This prevents new accounts from being opened in your name and protects you from identity theft. You can lift the freeze at any time.
You have a limited window to file a claim. Contact our attorneys today for a free, no-obligation case review. We handle all Lumico Life Insurance Company / Elips Life Insurance Company data breach cases on a contingency basis — you pay nothing unless we win.
Security Incident
Prior to AG notification
Unauthorized access to Lumico Life Insurance Company / Elips Life Insurance Company's systems containing personal information.
Reported to Attorney General
August 8, 2023
Lumico Life Insurance Company / Elips Life Insurance Company filed an official data breach notice with the Hawaii AG.
Consumer Notification Letters Sent
Within weeks of AG filing
State law requires companies to mail notification letters to all affected individuals.
Legal Window — Act Now
Statute of limitations applies
State law sets a deadline to file claims. Waiting can forfeit your right to compensation.
Data breach victims may be entitled to several forms of compensation. The specific amounts depend on your state, the type of data exposed, and the company's conduct.
States like California allow $100–$750 per incident regardless of actual harm. Other states provide separate statutory remedies for data breach victims.
Reimbursement for any fraud charges, unauthorized transactions, or expenses you incurred as a direct result of the breach.
Compensation for hours spent monitoring accounts, disputing fraud, freezing credit, and dealing with the aftermath of the breach.
Reimbursement for the cost of credit monitoring services, identity theft protection, and related identity restoration expenses.
SSN and driver's license exposure creates long-term identity theft risk. Courts recognize the ongoing value of this harm and may award damages accordingly.
Exposure of financial account or credit/debit card information entitles victims to recover for actual and potential fraud losses.
Hawaii's data breach notification law requires businesses to notify affected residents without unreasonable delay. Hawaii's Uniform Information Practices Act provides additional protections for residents whose personal data is mishandled.
These companies also reported data breaches to the Hawaii Attorney General. If you received a letter from any of these organizations, you may also be entitled to compensation.
LoanCare, LLC (Fidelity National Financial, Inc.)
Hawaii · Dec 2023
NSC Technologies
Hawaii · Nov 2023
Caesars Entertainment, Inc.
Hawaii · Oct 2023
The Global Atlanic Financial Group, LLC
Hawaii · Aug 2023
Pension Benefit Information, LLC / Progress Software Corporation
Hawaii · Aug 2023
Illumifin Corporation
Hawaii · Aug 2023
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